SENTENCED: Accident question (Total loss)

[AutobahnSHO]

Hey Bartender!  Long time no see..

My first experience w/ totalled cars was when some idiot (ha) pulled out in front of my wife and my wife T-boned them.
It was a 1989(?) Taurus (regular) which we bought for $2k. The a/c didn't work, there were a few other issues. They offered us $3k and we just took it and ran. We found another Taurus with less miles and working a/c for just under $3k..