Keep the Focus?

[280Z Turbo]

I say nay to keeping the Focus. A second car is expensive to keep around, and I'm not sure why a car like the BRZ shouldn't see the winter. It isn't exactly a Ferrari we're talking about here.

Why is it expensive?

[2o6]

Keep the Focus.....you'll only be driving it in the winter, and you can let it go to shit and no one will give a fuck.

[CALL_911]

Why is it expensive?

maintenance+insurance+what have you

[2o6]

maintenance+insurance+what have you

Maintenance won't cost shit, insurance won't cost shit.




Just keep the damn car.

[Rupert]

maintenance+insurance+what have you

Not really, no.

[Soup DeVille]

Generally, items above a certain value have to be explicitly listed on a homeowner's policy to be covered for fire and theft. However, I know for a fact that when my in-law's house caught fire, the damage to her car was covered under their policy, not ours.

[Soup DeVille]

Seriously, how much maintenance are you guys expecting to spend on an old Focus?

[SVT666]

I sure hope that you don't test your theory.

What theory?  You gave the same answer I gave but with 20 more words.

[GoCougs]

Generally, items above a certain value have to be explicitly listed on a homeowner's policy to be covered for fire and theft. However, I know for a fact that when my in-law's house caught fire, the damage to her car was covered under their policy, not ours.

Really expensive items; jewelry, art, collectibles, instruments, etc.; will need a rider as standard policies will have relatively low limits on these things. $10k Rolex, $20k vintage Les Paul or $100k Lionel train collection? You're not covered unless you pay for the rider.

The pronouns in your example don't quite add up so I'm not sure what you're trying to state. Either way, cars are not covered under homeowners or renters policies three main reasons. First, the cost of an average new car is ~$30k. Second, many/most cars have insurance already. Third, the moral hazard for fraud is way too high.

I'm sure many of you have Googled the issue by now so it's kind of a mute point I think.

[Soup DeVille]

Moot.

The point is moot, not unable to speak, which is what mute means.

[GoCougs]

Yep, meant "mute" - moot doesn't really fit.

[Soup DeVille]

I can see why pronouns cause you difficulty too, and why you argue with people agreeing with you. Trust me, moot is the word you wanted to use.

[MX793]

maintenance+insurance+what have you

Assuming each car costs the same to maintain and keeping in mind that most maintenance items are mileage based, owning a single car and driving 12,000 miles a year isn't going to cost much less than owning 2 cars and driving one of them 4,000 miles a year (winter months) and the other 8,000 miles a year (the rest of the year).

If the old car is relegated to winter duty, it's not going to be driven nearly as frequently, meaning fewer oil changes are necessary, tires will last longer (in terms of time), etc...  Meanwhile, since the new car isn't driven year round, it too will cost less to maintain than if it was.

[Raza]

If you sell the Focus, you'll have more money for ricing it out.  Clear lamps, big wheels, a shift knob that doesn't have the shift pattern on it, a shift pattern sticker that you can put on your center console, plastidipping each of your wheels a different color, et al. 

[2o6]

Guys, this Focus is like a 2002 Focus. It's only worth like 2K at best.

[hotrodalex]

Dude you should make the reverse lamps red.

[ifcar]

Guys, this Focus is like a 2002 Focus. It's only worth like 2K at best.

Used car prices seem fairly high these days. I don't think $3k or more is out of the question at all.

[2o6]

Used car prices seem fairly high these days. I don't think $3k or more is out of the question at all.

Its rusty, and with a bad synchro.

[280Z Turbo]

Its rusty, and with a bad synchro.

They're all that way, mang.