Cadillac #2

[CJ]

Wait wait wait wait... $338/mo. for 39 months, and the residual is $29,000? dafuq?

It was a retired loan car and I'm a GM dealer employee. We got full tax credits and a shit load off MSRP. We get these deals monthly. Escalades are sub $600/mo.

[CJ]

I legit don't know what the residual is. I couldn't give a shit.

[MrH]

Lol. I would totally drive an Escalade for under $600/month.

[Eye of the Tiger]

I doubt this is a better car than a Volvo 940.

[CJ]

I doubt this is a better car than a Volvo 940.

I can assure you, the Volvo 940 is a superior vehicle in nearly every way.

[CJ]

Lol. I would totally drive an Escalade for under $600/month.

Jeff's thinking about getting one...

[Cookie Monster]

6 bills is a lot for a car lease...

[CJ]

6 bills is a lot for a car lease...

Considering a loan payment would be substantially more, it's not too bad.

[MrH]

Well, you own something at the end of the loan. Between the CTS and an Escalade, you and Jeff will be dropping a grand a month and have nothing to show for it when the leases are up

That's a lot to spend on cars. And that's coming from me

[CJ]

Well, you own something at the end of the loan. Between the CTS and an Escalade, you and Jeff will be dropping a grand a month and have nothing to show for it when the leases are up

That's a lot to spend on cars. And that's coming from me

Thinking about it and doing it are two very different things. I don't think he wants an Escalade, but it's fun to think about. His Genesis is $213/mo. It's cheap as fucking dirt.

[68_427]

Lol. I would totally drive an Escalade for under $600/month.

Agreed damn

[12,000 RPM]

Well, you own something at the end of the loan. Between the CTS and an Escalade, you and Jeff will be dropping a grand a month and have nothing to show for it when the leases are up

That's a lot to spend on cars. And that's coming from me

A payment is a payment. You miss enough, they're taking the car anyway. And they can finance it at the end of the lease if they want.

I actually think leasing would have been a better fit for you. How long did you have the BRZ and Genesis?

[MrH]

Yeah, just overall, $1000/month for years and no equity at the end to show for it seems like a lot to me.

Had the brz for 2.5-3 years I think? Genesis was only about a year. Plan was to keep the genesis longer, but it didn't work out. If I had to do it all over, I would have kept the NC Miata and just bought an SUV as a second car. But hey, you live and learn. I got to experience a lot of different cars in the process.

[12,000 RPM]

Equity is important, but a bit overrated if you're changing cars often. Over a 2-4 year timeline, all that really matters IMO is depreciation and financing costs, which I think may actually be advantage lease.

No matter how you slice it, the month to month machinations of buying something like an Escalade are painful I don't think I can stomach buying a car that costs more than $30K and that would have to be really far down the depreciation curve.

People do it though.... recently heard a story about a guy who got clipped for fraud.... making $84K driving a brand new XF. Run the numbers on that.... I found the exercise quite entertaining

[68_427]

Sorta relevant but there's a white CT6 at work and god damn that car looks good. 

[2o6]

People do it though.... recently heard a story about a guy who got clipped for fraud.... making $84K driving a brand new XF. Run the numbers on that.... I found the exercise quite entertaining

I don't get it

[Cookie Monster]

I don't get it

You're not buying a new $50-70k car making $84k a year.

[12,000 RPM]

I don't get it

The fraud was unrelated to the car purchase.

[SJ_GTI]

Sorta relevant but there's a white CT6 at work and god damn that car looks good.

Someone around the block from my house bought a new (gray) CT6. Car definitely has presence.

I'd actually like to see the CTS and CT6 side by side. Both look good, not sure which I'd prefer TBH.

[2o6]

You're not buying a new $50-70k car making $84k a year.

IDK, 84K a year looks to be around 5500 take home pay? With a down-payment, it sounds totally doable (but too much money to spend on a car).



at 84K a year, a more basic A6/XF/528i is totally attainable.


Is it smart? Probably not.

[Cookie Monster]

IDK, 84K a year looks to be around 5500 take home pay? With a down-payment, it sounds totally doable (but too much money to spend on a car).



at 84K a year, a more basic A6/XF/528i is totally attainable.


Is it smart? Probably not.

True. Doesn't really make sense but it's possible.

[12,000 RPM]

I suppose it's doable.... $50K @ 84 months is like $600

[Cookie Monster]

And here I am not wanting to spend $350/mo on a $20k bike...

[12,000 RPM]

$20K is a lot for a bike... a LOT, what are you looking at, Tuono V4R Factorys?

[Cookie Monster]

$20K is a lot for a bike... a LOT, what are you looking at, Tuono V4R Factorys?

RSV4 RF.


This is the worst idea I've ever had so I'm just going to pretend the bike doesn't exist. FML.

[giant_mtb]

RSV4 RF.


This is the worst idea I've ever had so I'm just going to pretend the bike doesn't exist. FML.

[12,000 RPM]

RSV4 RF.


This is the worst idea I've ever had so I'm just going to pretend the bike doesn't exist. FML.

Yea I have to agree, especially since you probably couldn't tell the difference between that and a used regular one at half the price, and I'm struggling to think where you could even begin to unleash the dragon on that thing in your typical use.

I wish there were more variety in the 600 class.... I could do a 600 V4 or a 750 V twin

[Cookie Monster]

Yea I have to agree, especially since you probably couldn't tell the difference between that and a used regular one at half the price, and I'm struggling to think where you could even begin to unleash the dragon on that thing in your typical use.

I wish there were more variety in the 600 class.... I could do a 600 V4 or a 750 V twin

It's ~$5k more but you get the Ohlins and forged wheels.

But even the RR version is too batshit crazy for the street. 201 hp.

[pendyman]

Beautiful car. Congrats!

[68_427]

Do you work at Sewell?  If so how much can you get that blue ATS-V for?  :D