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Auto Talk => Driving and the Law => Topic started by: dazzleman on August 11, 2005, 06:19:20 PM

Title: Insurance Against Speeding Tickets
Post by: dazzleman on August 11, 2005, 06:19:20 PM
From the NY Post -- August 11, 2005 -- Wierd But True Stories:

Sure, I was speeding, officer ? I'm insured!

That's the word in Sweden, where drivers can now get insurance to protect them against speeding tickets. For an annual fee of $112, the Bisso company covers motorists against three tickets a year.

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This is an interesting idea.  Three tickets in a year is a lot, though I pulled it off once, a number of years ago. :lol:

I wonder if this insures against increased premiums due to the tickets.  And I imagine this plan can't do anything to help with the points.

This is sure different from neighboring Finland, where your fine is based upon your income, and well-off people have been fined upwards of $100,000 for speeding.
Title: Insurance Against Speeding Tickets
Post by: ifcar on August 11, 2005, 06:24:40 PM
If I were wealthy in Sweden, I'd make sure to drive something cheap. With that system, would a cop sooner pull over a Golf or an A8 for going 5 over?
Title: Insurance Against Speeding Tickets
Post by: dazzleman on August 11, 2005, 06:56:23 PM
QuoteIf I were wealthy in Sweden, I'd make sure to drive something cheap. With that system, would a cop sooner pull over a Golf or an A8 for going 5 over?
Good point.  The type of car driven could be a clue to the amount of revenue from a ticket in Finland.  Therefore, more expensive cars usually equal greater revenue.

This would be the opposite of the US, where a person driving a POS is more likely to get pulled over than a person driving a nice car.
Title: Insurance Against Speeding Tickets
Post by: footoflead on August 11, 2005, 07:07:31 PM
Quote
QuoteIf I were wealthy in Sweden, I'd make sure to drive something cheap. With that system, would a cop sooner pull over a Golf or an A8 for going 5 over?
Good point.  The type of car driven could be a clue to the amount of revenue from a ticket in Finland.  Therefore, more expensive cars usually equal greater revenue.

This would be the opposite of the US, where a person driving a POS is more likely to get pulled over than a person driving a nice car.
Not always...I see this sit. alot..

17 year old going ten over or an middle aged guy going ten over...Who do you thinks gonna get the ticket... ;)  
Title: Insurance Against Speeding Tickets
Post by: Raza on August 12, 2005, 08:50:35 AM
We need that here.  Now.

And an upgraded package, that covers 6 tickets.
Title: Insurance Against Speeding Tickets
Post by: giant_mtb on August 12, 2005, 11:25:14 AM
Americans aren't responsible to be privelaged enough to have something like this.
Title: Insurance Against Speeding Tickets
Post by: TurboDan on August 12, 2005, 12:58:29 PM
QuoteAmericans aren't responsible to be privelaged enough to have something like this.
Because no one enjoys driving fast in Sweden, right? :rolleyes:

And it's not like you can just do whatever you want or the points you rack up will make you lose your license.  
Title: Insurance Against Speeding Tickets
Post by: Raza on August 12, 2005, 02:53:21 PM
Though it's probably not intended for the habitual speeders, but it's good for the people who just drive the speed of traffic, which is roughly 15mph over the limit, as well as people who trip like I do.
Title: Insurance Against Speeding Tickets
Post by: 280Z Turbo on August 12, 2005, 03:42:21 PM
I don't think the Safety Squad would approve. It would be condoning the evils of speed. :rolleyes:  
Title: Insurance Against Speeding Tickets
Post by: TBR on August 12, 2005, 05:01:19 PM
No, they would promote because if anything people would be more likely to speed and that is what the lawmakers want. More speeders means more tickets which means more revenue.
Title: Insurance Against Speeding Tickets
Post by: Pancor on August 17, 2005, 09:59:11 AM
3 speeding tickets in a year?   Yeah, I'd probably need the 6 covered tickets package.     And whadda you do when the years almost over and you've still got 2 free tickets that will be covered?   lol  
Title: Insurance Against Speeding Tickets
Post by: giant_mtb on August 17, 2005, 12:24:33 PM
Quote3 speeding tickets in a year?   Yeah, I'd probably need the 6 covered tickets package.     And whadda you do when the years almost over and you've still got 2 free tickets that will be covered?   lol
Speed as much as possible, my friend.  :praise:  
Title: Insurance Against Speeding Tickets
Post by: NomisR on August 17, 2005, 12:49:29 PM
They should just have a speed pass type thing for speeding tickets then, instead of actually pulling you over, just deducts credits if they ever catch  you and your insurance company will pay :P  
Title: Insurance Against Speeding Tickets
Post by: dazzleman on August 17, 2005, 08:39:34 PM
Quote3 speeding tickets in a year?   Yeah, I'd probably need the 6 covered tickets package.     And whadda you do when the years almost over and you've still got 2 free tickets that will be covered?   lol
Then it's time to really put the lead in your shoe.  You can't let that ticket quota go unused. :lol: