Insurance Against Speeding Tickets

[dazzleman]

From the NY Post -- August 11, 2005 -- Wierd But True Stories:

Sure, I was speeding, officer ? I'm insured!

That's the word in Sweden, where drivers can now get insurance to protect them against speeding tickets. For an annual fee of $112, the Bisso company covers motorists against three tickets a year.

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This is an interesting idea.  Three tickets in a year is a lot, though I pulled it off once, a number of years ago.

I wonder if this insures against increased premiums due to the tickets.  And I imagine this plan can't do anything to help with the points.

This is sure different from neighboring Finland, where your fine is based upon your income, and well-off people have been fined upwards of $100,000 for speeding.

[ifcar]

If I were wealthy in Sweden, I'd make sure to drive something cheap. With that system, would a cop sooner pull over a Golf or an A8 for going 5 over?

[dazzleman]

If I were wealthy in Sweden, I'd make sure to drive something cheap. With that system, would a cop sooner pull over a Golf or an A8 for going 5 over?

Good point.  The type of car driven could be a clue to the amount of revenue from a ticket in Finland.  Therefore, more expensive cars usually equal greater revenue.

This would be the opposite of the US, where a person driving a POS is more likely to get pulled over than a person driving a nice car.

[footoflead]

If I were wealthy in Sweden, I'd make sure to drive something cheap. With that system, would a cop sooner pull over a Golf or an A8 for going 5 over?

Good point.  The type of car driven could be a clue to the amount of revenue from a ticket in Finland.  Therefore, more expensive cars usually equal greater revenue.

This would be the opposite of the US, where a person driving a POS is more likely to get pulled over than a person driving a nice car.

Not always...I see this sit. alot..

17 year old going ten over or an middle aged guy going ten over...Who do you thinks gonna get the ticket...  

[Raza]

We need that here.  Now.

And an upgraded package, that covers 6 tickets.

[giant_mtb]

Americans aren't responsible to be privelaged enough to have something like this.

[TurboDan]

Americans aren't responsible to be privelaged enough to have something like this.

Because no one enjoys driving fast in Sweden, right?

And it's not like you can just do whatever you want or the points you rack up will make you lose your license.  

[Raza]

Though it's probably not intended for the habitual speeders, but it's good for the people who just drive the speed of traffic, which is roughly 15mph over the limit, as well as people who trip like I do.

[280Z Turbo]

I don't think the Safety Squad would approve. It would be condoning the evils of speed.  

[TBR]

No, they would promote because if anything people would be more likely to speed and that is what the lawmakers want. More speeders means more tickets which means more revenue.

[Pancor]

3 speeding tickets in a year?   Yeah, I'd probably need the 6 covered tickets package.     And whadda you do when the years almost over and you've still got 2 free tickets that will be covered?   lol  

[giant_mtb]

3 speeding tickets in a year?   Yeah, I'd probably need the 6 covered tickets package.     And whadda you do when the years almost over and you've still got 2 free tickets that will be covered?   lol

Speed as much as possible, my friend.    

[NomisR]

They should just have a speed pass type thing for speeding tickets then, instead of actually pulling you over, just deducts credits if they ever catch  you and your insurance company will pay :P  

[dazzleman]

3 speeding tickets in a year?   Yeah, I'd probably need the 6 covered tickets package.     And whadda you do when the years almost over and you've still got 2 free tickets that will be covered?   lol

Then it's time to really put the lead in your shoe.  You can't let that ticket quota go unused.