"Snapshot"

[2o6]

So, I reluctantly installed the "snapshot" device from Progressive in my car. I called customer service and I was assured that my rates cannot go up.


Here's to driving like a grandma for the next six months....

[cawimmer430]

?


Does this mean there's some sort of camera/video system from the insurance in your car that monitors your driving style? Talk about "land of the free"... 

[Madman]

?


Does this mean there's some sort of camera/video system from the insurance in your car that monitors your driving style? Talk about "land of the free"...  

It's essentially an electronic recorder that plugs into your OBD II port.  Progressive (the insurance company that's pushing this thing) can see if you drive like a grandma or a maniac.

Here's a TV commercial for it, featuring "Flo" the world's most annoying spokeswoman.

http://www.youtube.com/watch?v=7NJl86x4ycU&feature=relmfu


And an even more annoying web-only explanation of what it is and how it works.

http://www.youtube.com/watch?v=ggWY7OPag0s


Be glad you don't have to listen to this irritating cow every time you turn on your TV!!!!

[Byteme]

So, I reluctantly installed the "snapshot" device from Progressive in my car. I called customer service and I was assured that my rates cannot go up.

So if they can't use this to justify rates going up or perhaps dropping you what is there motivation for going through the time, trouble and expense of providing you with this "monitor" and then looking at the results? 

I can just picture them sending out a letter like.  "We regret to inform you that due to your driving style and the places you frequent Progressive will be declining to renew your auto policy for the coming term."

[Madman]

Yeah, the whole thing seems very creepy and big-brotherish to me!

Who the hell would sign up for something like this and why??????

[2o6]

So if they can't use this to justify rates going up or perhaps dropping you what is there motivation for going through the time, trouble and expense of providing you with this "monitor" and then looking at the results? 

I can just picture them sending out a letter like.  "We regret to inform you that due to your driving style and the places you frequent Progressive will be declining to renew your auto policy for the coming term."

I suppose, however the device does not have GPS. It has no knowledge of speed limits or anything like that. Basically if I drive smoothly, I get rewarded for this. No hard braking (Progressive bills this as being a drop of over 7mph in one second).

[omicron]

I suppose, however the device does not have GPS. It has no knowledge of speed limits or anything like that. Basically if I drive smoothly, I get rewarded for this. No hard braking (Progressive bills this as being a drop of over 7mph in one second).

What bosh. So they'd rather you run over the cat or crash smoothly into the oncoming drunk driver on your side of the road rather than brake heavily?

[Byteme]

I suppose, however the device does not have GPS. It has no knowledge of speed limits or anything like that. Basically if I drive smoothly, I get rewarded for this. No hard braking (Progressive bills this as being a drop of over 7mph in one second).

So let's see that means ten seconds and 513 feet, to brake to a standstill from 70 MPH   Good luck with that if you have to drive in any kind of traffic.

If you are going 35, it would take 5 seconds and 128 feet to come to a complete stop.

I can't see that happening in the real world.

[SVT666]

My insurance rates would fucking skyrocket if I ever plugged one of these things in.

[cawimmer430]

It's essentially an electronic recorder that plugs into your OBD II port.  Progressive (the insurance company that's pushing this thing) can see if you drive like a grandma or a maniac.

Here's a TV commercial for it, featuring "Flo" the world's most annoying spokeswoman.

http://www.youtube.com/watch?v=7NJl86x4ycU&feature=relmfu


And an even more annoying web-only explanation of what it is and how it works.

http://www.youtube.com/watch?v=ggWY7OPag0s


Be glad you don't have to listen to this irritating cow every time you turn on your TV!!!!

Jesus, I want to run this Flo over! 

This Snapshot stuff is like the automotive equivalent of a "baby monitor". Awwww, 2o6, cuchi, cuchi, coo....     

[2o6]

My insurance rates would fucking skyrocket if I ever plugged one of these things in.

There's a clause for it not go up.

[Madman]

There's a clause for it not go up.

Until it's time to renew you policy, that is.  Then what?  Lemmie guess.....HUGE rate increase!

[2o6]

Until it's time to renew you policy, that is.  Then what?  Lemmie guess.....HUGE rate increase!

The discounts don't even apply until my policy gets renewed.

[Raza]

Yeah, I'd never let that shit into my car.  I don't even have an EZ Pass.

[Payman]

Boneheaded. 

[2o6]

I installed it yesterday


Vehicle Report - 2007 Toyota Yaris

- Wedensday, April 4th - Hard brakes = 49

- Tuesday, April 3rd - Hard brakes = 8




This thing is going back.

[Eye of the Tiger]

I installed it yesterday


Vehicle Report - 2007 Toyota Yaris

- Wedensday, April 4th - Hard brakes = 49

- Tuesday, April 3rd - Hard brakes = 8




This thing is going back.

LOL. Maybe hard brakes is a good thing? It means you avoid collisions!

[2o6]

LOL. Maybe hard brakes is a good thing? It means you avoid collisions!

This is a no win game.


Should I wait 30 days? Or just take this thing off now?

[Eye of the Tiger]

This is a no win game.


Should I wait 30 days? Or just take this thing off now?

Put it in the microwave for about 30 seconds. Then reinstall it. See what happens.

[2o6]

Put it in the microwave for about 30 seconds. Then reinstall it. See what happens.

They'll charge me for the device.

[Gotta-Qik-C7]

WTF were you thinking?

[Eye of the Tiger]

They'll charge me for the device.

They won't know what you did. It had a malfunction. Piece of shit!

[2o6]

WTF were you thinking?

I thought I could save a few bucks.


Since there is no harm in unerolling, I am going to unenroll tomorrow and send back the device.

[Gotta-Qik-C7]

Since there is no harm in unerolling, I am going to unenroll tomorrow and send back the device.

[Madman]

I thought I could save a few bucks.


Since there is no harm in unerolling, I am going to unenroll tomorrow and send back the device.

Too late.  Progressive now know you're a hard-braking hooligan and it will be on your record for the rest of your life! 

[Payman]

I would understand the appeal if installing it allowed an under-25 driver to prove himself to be a responsible driver, and gave him a reduced rate. This Progressive thing doesn't make any fucking sense.

[280Z Turbo]

My snapshot device would explode from all of the hard driving I do.

[280Z Turbo]

I'd love to take one to the track.

[Rich]

I'd love to take one to the track.

Grab one off a friend's car and hook it up to a demo-derby car for a prank.

[CALL_911]

Yeah, I'd never let that shit into my car.  I don't even have an EZ Pass.

I'd never let one of these in my car. EZPass, however, makes toll booths so much quicker and easier that I rationalize it. I have one in my car.